Basic Plan
₹****All inclusive
- Professional consultation
- Document preparation
- Government filing
Key features of the Agricultural Infrastructure Fund include:
Financial support: The AIF provides financial assistance to various
entities including farmers, farmer producer organizations (FPOs),
agri-entrepreneurs, startups, agri-tech players, and other private sector
stakeholders involved in agricultural infrastructure development.
Infrastructure development: The fund supports the creation and expansion of
various agricultural infrastructure facilities such as cold storage,
warehouses, sorting and grading units, packaging units, processing units,
market yards, and transportation facilities.
Interest subvention: The AIF offers interest subvention on loans availed
by eligible beneficiaries for setting up agricultural infrastructure projects.
This helps in reducing the cost of borrowing and makes the loans more
affordable.
Tenure and repayment: The tenure and repayment terms of loans availed under
the Agricultural Infrastructure Fund are designed to be flexible, considering
the gestation period and revenue generation cycle of the infrastructure
projects.
Priority sectors: The fund prioritizes investment in infrastructure
projects that focus on reducing post-harvest losses, improving supply chain
efficiency, enhancing value addition, and promoting agricultural exports.
The Agricultural Infrastructure Fund is implemented by various financial institutions such as commercial banks, regional rural banks (RRBs), cooperative banks, and non-banking financial companies (NBFCs) in collaboration with the National Bank for Agriculture and Rural Development (NABARD) and other concerned agencies at the state and central levels.
Overall, the Agricultural Infrastructure Fund plays a crucial role in modernizing and strengthening agricultural infrastructure in India, thereby contributing to the overall growth and development of the agriculture sector and improving farmers' income.
A clear, structured delivery process from start to finish
CA/CS specialist reviews your requirements and confirms scope.
We share a checklist and collect through our secure portal.
Our team files all applications with government authorities.
Certificates and audit-ready documentation delivered on time.
Practical answers curated by our CA and CS desks for AGRI INFRA FUND.
It is a government-backed financing
facility aimed at promoting investment in post-harvest management infrastructure
and community farming assets. The scheme provides long-term debt funding to
boost agricultural productivity and reduce losses.
Eligible beneficiaries include farmers, agri-entrepreneurs, start-ups, farmer producer organisations (FPOs), self-help groups (SHGs), cooperatives, joint liability groups (JLGs), and state or central agencies.
The AIF was introduced to address the gap in agriculture infrastructure, minimize post-harvest losses, enhance value addition, and improve income for farmers by creating better market linkages.
Projects such as warehouses, cold chains, food processing units, sorting and grading facilities, primary processing units, and farm-gate infrastructure are eligible.
Registered farmers, agri-business entities, FPOs, cooperatives, local bodies, and public or private sector entities involved in agriculture can apply.
Loans up to ?2 crore are eligible for a
3% interest subvention per annum. Credit guarantee coverage is also provided
under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE).
Applicants must submit project reports,
registration certificates, land or lease documents, identity proofs, financial
statements, and a loan sanction letter from a lending institution.
Yes, applicants can undertake multiple projects under AIF, provided each project meets the scheme’s viability and compliance criteria.
Applicants must prepare a detailed project report (DPR), approach an eligible lending institution, and apply through the official AIF online portal or via the lending bank.
Projects should generally be completed within 2–3 years from the date of loan sanction, depending on size and nature.
Beneficiaries must maintain transparent fund utilization records, provide regular progress updates, and ensure the asset is used strictly for its approved agricultural purpose.
Non-compliance may lead to withdrawal of
financial benefits, recovery of subsidies, or disqualification from future
assistance under the scheme.
AIF offers interest subvention, improved access to finance, modern agri-infrastructure development, enhanced supply chain efficiency, and better income opportunities for farmers.
Common challenges include preparing detailed DPRs, ensuring creditworthiness, managing project timelines, and fulfilling post-loan documentation requirements.
Applicants should conduct feasibility
studies, choose infrastructure aligned with crop type, maintain financial
discipline, and engage professional consultants for technical and financial
planning.
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