Key features of a business loan include:

1. Loan Amount: The loan amount depends on the business’s financial health, creditworthiness, and the purpose of the loan.
2. Interest Rates: Interest rates vary based on the type of loan, the lender, and the risk involved, but they are generally higher than those of secured loans.
3. Tenure: Repayment terms can range from a few months to several years, depending on the loan agreement.
4. Collateral: Some business loans are secured (requiring collateral like property or equipment), while others may be unsecured, based on the business’s financial strength and credit history.
5. Eligibility: Lenders assess factors like the business’s cash flow, credit score, market position, and financial statements before approving the loan.

Business loans help companies manage cash flow, fund expansion, or purchase assets, but they come with a responsibility to repay the borrowed amount on time to maintain financial stability and avoid affecting the business's creditworthiness.